What Is Umbrella Insurance?
Umbrella insurance is a type of liability insurance that extends the coverage limits of your existing policies, such as general liability, auto, or homeowners insurance. It kicks in when your primary policy has reached its limit, protecting you from large claims or lawsuits that could otherwise jeopardize your financial stability.
What Does Umbrella Insurance Cover?
Umbrella insurance offers broad protection for situations like:
- Large legal judgments exceeding your primary policy limits.
- Claims involving bodily injury or property damage.
- Liability claims not covered by standard policies, such as false arrest, libel, or slander.
- Coverage for legal defense costs in certain lawsuits.
Who Needs Umbrella Insurance?
Umbrella insurance is valuable for individuals and businesses alike, particularly if:
- You own a business or rental property.
- You have significant personal or business assets to protect.
- You want peace of mind knowing you're covered for high-cost claims.
- You face elevated liability risks in your industry or daily operations.
Why Choose Mid-State Insurance?
For over 35 years, Mid-State Insurance has been helping individuals and businesses in Kent and Sussex counties safeguard their futures with customized insurance solutions. We’ll evaluate your needs and recommend an umbrella policy tailored to protect what matters most to you.
Contact Us for a Free Quote
Take the first step toward securing your financial future. Contact Mid-State Insurance today for a consultation or a free quote on umbrella insurance.
Call us at 302.422.3058 or 302.284.4511
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